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LOCALLY INSPIRED INSURANCE® InsuranceOutfitters.com

Since March 3, 1989, Tom Maiden's INSURANCE OUTFITTERSSM has grown from a one-person operation to a team of motivated, high achievers committed to delivering innovative and tailored solutions to the unique insurance needs of each individual, organization, and business in Shepherdstown & Harpers Ferry, West Virginia, Sharpsburg, Maryland, and the surrounding area. From teaching insurance in the evenings at Shepherd University to writing an insurance column for The Martinsburg Journal, Tom Maiden is an Iraq war veteran and a trusted and proven CERTIFIED FINANCIAL PLANNER™ practitioner, specializing in insurance, with over 24 years of experience. When local consumers have an insurance related question, their friends and neighbors will answer, "Ask Tom Maiden!" Tom Maiden's INSURANCE OUTFITTERSSM is proud to serve Shepherdstown & Harpers Ferry, West Virginia, Sharpsburg, Maryland, and the surrounding area. ERIE's reputation for financial strength, broad coverages and award-winning service make it the perfect fit for Shepherdstown InsuranceSM, Harpers Ferry InsuranceSM, and Sharpsburg InsuranceSM. All of the guides at Tom Maiden's INSURANCE OUTFITTERSSM are committed to delivering exceptional customer experiences, individualized service and a deeper appreciation of what "locally inspired" means to a great family-owned independent insurance agency & brokerage.

The ERIE Is Above All In SERVICE® 

Flood Insurance: Protection You May Need

Flood protection isn't included in most homeowners policies but you can protect your home and property by purchasing a flood insurance policy separately. We can help make sure you're covered. Find out why you may want to consider flood insurance coverage.


Tornado Safety: Know What To Do Before, During and After the Storm

Considered the most destructive force of nature, tornadoes can produce violent winds as high as 250 mph or more and leave merciless paths of destruction. In an average year, about 1,000 tornadoes are reported nationwide. Are you prepared for the storm?

What Customers Say

"Thank you for protecting our property, our rights and restoring some peace to our lives. If anyone ever asks for a recommendation for homeowners insurance, I will say, 'ERIE, they are the best.'"
-Douglas & Robin P.

File a Claim in W.Va.


If you’re an Erie Insurance Customer and have questions about your policy coverages or need to file a claim, here’s what to do:

Contact our agency, or
Call one of ERIE field offices.

To contact a local ERIE office in Parkesburg, call (800) 642-1948 or (304) 485-6900

Other residents can find the toll-free phone numbers on Erie Insurance’s website. You can also file a claim online.

ERIE offers 24/7 support. On nights and weekends, call (800) 367-3743.